Security-Widefield, CO · El Paso County

Hail Damage Roof Inspection in Security-Widefield

The short answer

Hail Damage Roof Inspection in Security-Widefield, CO: A photographed hail inspection and an honest answer on whether you have a claim worth filing, before you call your insurer.

What it costs: Free. If there is a claim, most of the cost is your deductible; if there is not, we will tell you so and there is no charge either way.
What is included: Test squares marked and counted on every slope, the way an adjuster does it; Photographs of every impact, with slope and direction recorded; Soft metals checked — vents, gutters, flashing, downspouts; An honest read on whether the damage is functional or cosmetic; Documentation you keep, whether or not you use us.
Where we work: Security-Widefield and the surrounding El Paso County, including Security, Widefield, Stratmoor.
Getting a quote: Free and no obligation. Call (719) 963-7440 or request a quote online.

The most valuable thing a contractor can tell you about hail damage is that you do not have any. A denied claim still sits on your record, and filing on a roof with cosmetic marks rather than functional damage costs you time and gains you nothing. We inspect, photograph and tell you which one you have before you pick up the phone.

What this means in Security-Widefield specifically

Hail exposure here

Regular hail exposure on a housing stock built largely between the 1960s and 1980s, which means many roofs have been replaced through insurance more than once. Prior repairs of varying quality are common, and layered roofs still turn up here more than anywhere else we work.

What the roofs are like here

Predominantly 1960s to 1980s homes, simple gable forms, with a high incidence of multiple shingle layers from past re-roofs done over rather than tear-off. That matters to any quote here: a second or third layer must come off, and the decking underneath is frequently in worse shape than expected.

Wind exposure

Strong downslope winds off the front range, on older roofs with older fastening standards. Wind uplift on roofs installed to 1970s and 1980s practice is a materially different risk than on a modern install.

Security-Widefield sits at approximately 5,600 feet.

What is included

Test squares marked and counted on every slope, the way an adjuster does it
Photographs of every impact, with slope and direction recorded
Soft metals checked — vents, gutters, flashing, downspouts
An honest read on whether the damage is functional or cosmetic
Documentation you keep, whether or not you use us

How we do it

1
Inspect the way an adjuster will
Ten-by-ten test squares on each slope, impacts counted and photographed. This is the same method the carrier uses, so what we find is what they will find.
2
Check the soft metals
Gutters, vents, flashing and downspouts dent before shingles bruise. They are often the clearest evidence a storm was severe enough to matter.
3
Give you a straight answer
Functional damage means granule loss exposing the mat, bruising that fractures the mat, or punctures. Cosmetic marks are not a claim. We will tell you which you have.
4
Hand over the documentation
Photos and findings are yours regardless of what you do next. If you file, you file with evidence rather than an opinion.

What it costs

Free. If there is a claim, most of the cost is your deductible; if there is not, we will tell you so and there is no charge either way.

We quote Security-Widefield properties before starting, and the number you hear is the number you pay. If something on site changes the scope, you hear about it before we do the work rather than on the invoice.

Neighborhoods we serve in Security-Widefield

Security, Widefield, Stratmoor, and everywhere else in Security-Widefield.

Fully Insured

Free Photo-Documented Inspection

Written Scope Before You Sign

Locally Owned & Operated

Hail Damage questions from Security-Widefield

Will filing a hail claim raise my rates?

In Colorado, weather claims are treated differently from at-fault claims, and rates are set largely by ZIP code loss history rather than by your individual claim. Your neighborhood filing claims affects your premium more than you filing one does. Confirm specifics with your agent — but the fear of a single weather claim wrecking your rate is generally overstated.

How long do I have to file after a storm?

Colorado policies commonly require notice within one year of the date of loss, and some are shorter. The damage does not disappear, but the right to claim it does. If you know the storm date, check your policy language now rather than later.

What is the difference between functional and cosmetic damage?

Functional damage shortens the life of the roof: granules knocked off exposing the asphalt mat, bruising you can feel that has fractured the mat, punctures. Cosmetic damage is visible but does not affect performance. Some policies now exclude cosmetic damage entirely, which is worth knowing before you file.

Do I have to use you if you inspect it?

No. The inspection and the photos are free and yours to keep. If you decide there is no claim, or you use another contractor, that is fine — an inspection that only produces a sales pitch is not an inspection.

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Often booked together

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